冷酷无情: cold-hearted, unfeeling, callous...
公式: formula...
生活费: cost of living, living expenses, alimony...
耸立: to stand tall, to tower aloft...
梯子: ladder, stepladder...
巧: opportunely, coincidentally, as it happens, skillful, timely...
流利: fluent...
家人: household, (one's) family...
级: step, level...
藏身: to hide, to go into hiding, to take refuge...